AUD virtual accounts are live. Collect from Australian bank transfers, settle in USDC.See how →
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Updatedfrom our coverage data

Where your money can move today.

Every market is live, coming soon or in early access. We do not round up: if it is not live, it says so.

Find your market → Ask about a market
Live means in production Refreshed every day Five regions
app.locals.money/coverage
Australia /

Australia

AUD · Asia-Pacific
  • Virtual accountsLocal bank transfer (BSB + account) · settles in USDC
    Live
  • PayoutsUSDC in, AUD out, quoted first
    Early access
  • CardsDepends on where the cardholder lives
    By cardholder
Sample bank details
BSB000-000Account1234 5678
2 currencies liveLocal collection, in production
26 payout currenciesEarly access, on request
2currencies live for local collection today
3more account currencies coming soon
26payout currencies in early access
5regions covered by payouts
Map

Money in. Money out. Where your customers are.

Collect on local rails, pay out in local currency and spend by card, all from the same balance. Only live markets are marked live. Updated .

Live Coming soon Early access
Collect locally

Bank details in the markets your customers live in.

Your customer pays from their own bank, on their local rail. The deposit is matched to them and settles to your wallet in USDC.

Explore virtual accounts → Markets
    Pay out locally

    USDC in. Local currency out.

    Quote the payout, fund the exact amount, and the money arrives in a local bank account. Early access across five regions.

    Explore payouts → Regions
      All markets

      Every market, in one table.

      Search by country, currency or rail. Filter by region or status. Generated from our coverage data, refreshed every day.

      MarketRegionVirtual accountsPayouts
      Australia, United States: virtual accounts live. Eurozone, United Kingdom, United Arab Emirates: coming soon. Payouts in early access in 26 currencies.
      26 markets Cards are not listed by market: eligibility depends on where the cardholder lives and on their verification.

      Not on the list yet?

      New markets are added as our partners open them, and demand from customers helps us prioritise. Tell us where you need to be.

      Request a market →
      How we label markets

      What live means.

      Three labels, used strictly. A market is only marked live when customers can use it in production.

      Live

      Open to customers now.

      In production today. Customers can open accounts or receive payouts there with live keys.

      • Show local bank details to customers
      • Reconcile every deposit to a customer
      AUD, USD accounts
      Coming soon

      In integration with our partners.

      Being connected and tested. Not open to customers yet, and never shown as live until it is.

      • Join the waitlist
      • Tell us your volumes and timing
      EUR, GBP, AED accounts
      Early access

      Available on request.

      Opened case by case, after a review of your use case. Limits are shared during onboarding.

      • Request access for your platform
      • Start with the corridors you need
      26 payout currencies
      In the API

      If it is not live, the API says so.

      Opening a route in a market that is not enabled for the customer returns a clear error, not a silent failure. Limits depend on the market, the rail and the customer's verification level, and are returned by the API.

      See all errors → 
      1{
2  "statusCode": 422,
3  "code": "currency_not_enabled",
4  "message": "AED accounts are not enabled for this customer"
5}
      POST /v1/routes · source AED422 Unprocessable
      Cards

      Cards depend on where the cardholder lives.

      Card programmes are approved per country. Tell us where your users are and we will confirm eligibility before you build.

      • Eligibility per countryConfirmed during onboarding, before any card is issued.
      • Same customer, same verificationCardholders reuse the KYC done for accounts and payouts.
      • Spend anywhere cards are acceptedOnline and in store, funded from a stablecoin balance.
      Explore cards →
      FAQ

      About coverage.

      How do you decide a market is live?

      A market is live when customers can open accounts or receive payouts there in production today. Everything else is marked coming soon or early access.

      My market is not listed. Can you add it?

      Tell us where your customers are. New markets are added as our partners open them, and demand from customers helps us prioritise.

      Are there limits per market?

      Yes. Limits depend on the market, the rail and the customer's verification level. They are shared during onboarding and returned by the API.

      Which cards can my users get?

      Card availability depends on the cardholder's country and verification. Tell us where your users are and we will confirm eligibility before you build.

      Is this page up to date?

      It is generated from our coverage data, which is refreshed every day. The date at the top shows the last update.

      Go local in every market you serve.

      Tell us where your customers are. We will tell you what is live, what is next, and how fast you can launch.

      Talk to us → Read the docs